Capital tied up in property is not all that productive. Live in a modest paid for house and invest in a fund with established long term strong performance. Or spread the risk by picking three of them. We do not put everything on the line so to speak.

Stop loss orders can be your friend. I think the market will probably drift lower soon but nobody knows for sure. In Canada the day of transferable morgages with the property is gone. Maybe not in the United States but I suspect they are similar.


When the property is vended part of the proceeds are used to pay off what is still owing. So either way you will have to pay it out usually.