As a brief follow up, I ended up going with geico. The original company jacked my rates upon renewal and once I gave the coverage details to the geico rep, they reduced their fee.

I looked at Horace-Mann (thanks for the tip!) but as I understand it, they only insure educators and their immediate family members. Due to this I didn’t ask for rates.

I don’t recall if I mentioned it previously, but this all started when I received a late payment notification from the old insurance company for no good reason. I called my rep and said I wasn’t gonna pay it. I asked them to contact the insurance company. The insurance company stated they did not renew the policy because of this unpaid late payment fee. They also stated that they never received a notice from the rep. The rep stated they had notes of when I asked for this and who they spoke with at the insurance company. According to the rep, the insurance company dropped the ball. Of course, neither the rep nor the insurance company got back to me, which suggests this is a good company to have in the rear view mirror.

Due to the rate inflation mandated by the old insurer, the comparative savings is $328 per year. In other words it amounts to a rate increase of about $300 per year. Fuked again......but not as hard as the old insurance company wanted to.