Most of the time I just don't go. I've been to the doctor eight times in this century, and two of those were completely unnecessary visits mandated by one of my employers.

According to this the average American goes four times a year:

Triage: How often do Americans see doctors?

That still doesn't explain some of the premiums I've seen for health insurance.

__________________
Whoever said there's nothing more expensive than a cheap Mercedes never had a cheap Jaguar.

83 300D Turbo with manual conversion, early W126 vented front rotors and H4 headlights 401,xxx miles
08 Suzuki GSX-R600 M4 Slip-on 26,xxx miles
88 Jaguar XJS V12 94,xxx miles. Work in progress.
99 Mazda Miata 183,xxx miles.