Thank you,
The pads and rotors have been inspected by a very competent tech and he was surprised I asked him about them. I have a reasonable ability to assess wear and I can see the pads and rotors looked like they had plenty of wear left. A second, and experienced, opinion was reassuring. Adding to the reassurance, the brakes work as competently as ever and I have sensed no loss of braking safety. He pointed out that the pad and rotor thicknesses were well within specs for this vehicle. This tech could have suggested a brake job, he didn't, and I would have had to request him to do the work. He reluctantly gave me an estimate but said it could be outdated by the time I actually needed the work. I feel comfortable that we are OK.
However, the suggestion to check the fluid level is something I did not consider because the dash indicator was for "Break Wear".