Thread: Mental math
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Old 01-12-2020, 07:19 PM
Capt. Mike Capt. Mike is offline
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Join Date: Nov 2018
Location: Between the Devil and the deep blue sea.
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Quote:
Originally Posted by Autoputzer View Post
O.k. Change my comment from "know" to "worry about."

Yeah, FICO scores are all over the place for free now. There are a lot of other "credit scores" floating around, too.

The most commonly reported FICO score is FICO 9, and it only goes from 300 to 850. But, the car loan writers seem to like FICO 8.

I managed to get my real FICO 9 score to hit the perfect 850 for one month. I gamed that by paying all my credit card statement balances before the end of the month. The end of the month is when financial institutions report activity to the credit "bureaus."

Credit scores are a sucker metric. But, it's amazing how many people use them as a measurement of financial wellbeing.
One of the best ways to increase your financial well being is quadruple bypass surgery that puts you on your ass for several months. (Assuming you are a normal, middle class guy with good insurance.) It is also effective in weight loss. I don’t recommend it, but it is effective.

I know from personal experience.
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