Quote:
Originally Posted by Capt. Mike
One of the best ways to increase your financial well being is quadruple bypass surgery that puts you on your ass for several months. (Assuming you are a normal, middle class guy with good insurance.) It is also effective in weight loss. I don’t recommend it, but it is effective.
I know from personal experience.
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One of my attorneys did a lot of bankruptcy cases back in the day. He said that his bankruptcy clients pretty much all fell equally into three categories:
1. Dumbasses.
2. People wiped out by a soon-to-be-ex-spouse racking up debt.
3. Serious medical issues that caused loss of income and massive medical bills at the same time.
I was laid up for three months once with a severe back injury. I had to heel up for six weeks before they could operate. But, I had plenty of sick leave and good insurance. All I had to worry about was getting well.
We charge about 80% of our total spending, and pay off the statement balances every month. That seems to have run our FICO scores up. We're what credit card companies call... "deadbeats."