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It's just a difference in where you draw your line. Do you think then that there should be NO taxes and everything is user-fee driven? What about police services? Dial 911 and enter your credit card? There are many societies around that show this does not work. There is an economic function known as "public good" that separates our civil society from chaotic nations.
We in Canada do not see someone needing health care as "deserving" or "un-deserving." We see the health care system as infrastructure, not unlike roads, airports, the military, and so on. Major services that we choose not to take on as individuals, but as a collective. You Yanks have lots of services like that. It's just which ones you choose to have under that umbrella.
You should not buy health insurance. If you truly believed your statments about not subsidizing someone else, drop your plan immediately and simply pay your own way. Every year you use more than your premiums, you used someone else's money. And every year your costs were less than your premiums, you gave money to someone that used more than their premiums. People that do not believe in sharing risk collectively should not be buying any form of insurance. As for the "permission" aspect, do all employer run health plans allow you to opt out? I would think that few would allow it.
I'm not sure how paying taxes is akin to slavery. Slavery is when you perform a task and have nothing in return. I see my own tax dollars at work every day. We have parks, schools, roads, police, military, legislative endeavors, airports, health inspectors, and even social programs provide a return to me personally even if I don't get a cheque.
There are plenty of nations around the globe that have your ideal system in place. What about Russia? They have little infrastructure, unbridled capitalism, little or no taxes, and you basically have the "freedom" to do as you please. Of course, this includes the police and others, so you must be on the "right" side of the situation for that "freedom" to work for you. However, that particular nation seems to have evolved into the Libertarians dream. Surprisingly, their borders don't seem to be overwhelmed with folks hoping to immigrate...
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