Cancel the health insurance? Take that a few more steps. Call your mortgage holder and tell them you cancelled your homeowner's policy. Have a loan on your car? Turn in your policy and press the start button on your stopwatch to see how long the vehicle remains in your control! Live near the ocean or somewhere with a high probability of tornado, brush fires, tidal waves? Do think their insurance premiums are NOT being subsidized by those not living in high risk areas? If they had to pay on an actual risk basis or even better, not be allowed to purchase insurance except through LL, etc. we would have another fine way of redistributing some wealth. Builders and building material suppliers would prosper while the rest of us wouldn't have to subsidize the loss!