I'd just got my licence and was out exploring one of the many country lanes near where i grew up at night.
I got bored on one road and decided to turn round at the next junction, it was a pitch black country road, at about 10pm. I reversed the car into the side road, then suddenly i didn't have any brakes- or road! I hadn't cut enough for the tight junction and i rapidly found myself sliding down a wet grass embankment at about 45degrees almost into the river below. The sound of silence when i got out was uncanny. just gently trickling water of the river i'd stopped about 5 feet away from, and the beams of my headlights shining into to night sky. I enlivened the scene with a colourful array of language though.
Talking about feeling like an idiot. Luckily i managed to flag down the next passing motorist, use her cell phone to call a tow truck and they pulled me out. Then her car broke down while we were waiting for the tow truck! I felt sooo bad.
I spent the next day pulling grass and mud out of my undercarriage.
Luckily my trusty Peugeot was completely unharmed