Over a year ago, when I returned to VA from MD, I called GEICO to tell them. With nothing changing except my moving to VA, my insurance rates dropped $800 a year!! One reason it's so much cheaper in VA is that VA doesn't have certain laws requiring the insurance companies to charge only so much in cases such as hit and run. Last year my 190 was hit in a parking lot. Of course there was no note. I reported it to the insurance comany and had to pay no more than $250. The insurance company picked up the rest of the $1300 tab.

It's because of laws like that, supposedly to save the insurers money, that make the rates jump way up. Do any of the lawmakers really believe the insurance companies would take on this cost without passing it on to the customers?

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Current:
2014 VW Tiguan SEL 4Motion 43,000 miles.

2016 Hyundai Santa Fe Sport (wife's).

Past:
2006 Jetta TDI 135,970 miles. Sold Nov. '13.
1995 E-320 Special Edition. 220,200 miles. Sold Sept. '07.
1987 190-E 16 valve. 153,000 miles. Sold Feb. '06.
1980 300-D 225,000 miles. Donated to the National Kidney Foundation.
1980 240-D manual, 297,500 miles. Totaled by inattentive driver.