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We Canucks can't deduct mortgage interest.
We took a 20 year amortization to keep the payments sane in case something happened, but then made lump sum payments as we went along.
I wrote a cheque for the remaining $8875.01 last week. Felt good. I thought about borrowing against the house, and we came within a moment of refinancing 'cause we could get 3% money, but then decided at the last second to just be done with it. We talked about taking $30K and really going to town on some renos with redoing the whole yard and all the bathrooms.
Now we'll just pay-as-we-go...
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