PSD,

Why don't you just not put collision on the older MB. I've been doing this for years and by now I am way ahead. Should something happen, I can pay for it out of my savings over the years. After all, a $3000 car is pretty much expendable.

I get my ins from The Hartford thru AARP even though I'm not a member. 3 MB and the pickup cost me $471 a year.

P E H