Well, today was my day in court for my car accident that happened back in January of this year. For those of you who don't know I decided to sue the driver who hit me in Small Claims court since her insurance company, Farmers was being shady.

My case was the only case the whole day that did not get called so the judge set us a new court date. When leaving the courthouse the defendant and I saw an arbitrator outside who we saw in court previously who allowed her services for free. So since we got nothing done today we decided to see what the arbitrator could do.

In a matter of minutes the arbitrator was on the phone with Farmers and had the whole thing solved.

The arbitrator first told us that when we would go back to court I would win because the defendant made a left in front of me and that qualifies for automatic fault to her but that the Farmers would make it very difficult for me to get the money and I would have to go back to court again after that, but in civil court with lawyers.

The arbitrator said to Farmers that I would win for sure and that I was planning on taking this all the way, so there would be no money saved at all by delaying and that if they paid 70% of my lowest estimate then I would be satisfied. So Farmers agreed.

So after all this I am getting a total of $2100. Farmers wanted to pay $1600 and my lowest estimate was $3000. So the payment I ended up with is pleasing to me since it seems that it would have been way to much work to get the other $900. Her Toyota that hit me only had $360 damage which seems very low, but what do I know!

The sad thing about all this was how Farmer's didn't even seem to care about their owned insured, the defendant. The defendant said that all Farmer's did was say call us when you know the decision. Farmer's also would not even give me a staight answer which is why this whole thing happened in the first place.

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1992 Mercedes-Benz 400E
2002 Mercedes-Benz ML500