R.W T. ,

'How about we treat D.L.'s like the F.A.A. treats pilot licenses!

(That would eliminate about 78% of the idiots on the road)

[But, then the insurance companies would suffer an income
loss : Fewer homicidal fools behind the wheel(s) = loss .]

Side benefit to the few of us who practice defensive driving;
less chance of being interred in our Mercedes.