buck a month and you can insure it... depending on your carrier. I've munched a few and the free replacement deadens the wallet sting quite nicely.
in 2000 I was a camp director on an ocean island and had 10 nextels for my staff. guess how many the sailing director put in the ocean? 3. 10 weeks, 3 phones. I only managed to ruin 2! ocean and cellphone are bad bedfellows.
on the bright side, you get a new phone? *trying*
k