If you have never dealt with insurance companies before your in for a long battle. My little $1,300 fender bender went on for a year before the other company paid. My advice is to take them to court that will get things moving. The insurance company in my case refused to pay because I was a 17 year old kid, (the accident was not my fault) they made up bs laws and tried every trick they know of. Remember one thing they are lying scrum who will try very hard to screw you every way they can. What motivated them in my case was us taking the people to small claims court, we also got an attorny to send a letter to the company. Sometimes the threat to sue and cost them tons of money to defend is enough. If they weren't going to pay me my $1,300 I was going to make sure they would be paying a lawyer more to fight a suit.

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2016 Corvette Stingray 2LT
1969 280SE
2023 Ram 1500
2007 Tiara 3200