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Why?
The only thing calling the police is going to do is make an accident report. All that is going to do is raise my premiums.
I talked to my insurance agent and he said it is probably not worth it. My car will be totalled, I will get a court settlement saying he owes me blue book (nothing), I get a collection agency to try and get the money, and if I am lucky I get a grand over the next several years. Meanwhile, I will have payed for it in raised premiums. And yes, my company raises costs even if the accident isn't your fault.
I am screwed anyway I go.
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Cassidy
1982 MB 300DT - Running Great @ 104K!
1972 MB 220D - RIP @ ~200K (Dropped prechamber)
1992 MB 190E 2.6 - SOLD @ 145K
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