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Originally Posted by GermanStar
When I lived on a budget, I found a very simple way -- pay cash for everything except your regular bills. If you don't have the cash, you can't have it -- easy as pie.
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What he said................learned that a number of years ago. I live by that method. Has served me well.
Checks are cash..............Pay all bills when they arrive....carry over NO debts to the next month except the mortgage....
when you use credit cards .....and you should to keep credit good, pay bills 100 as soon as they arrive.