My advice is, take the settlement money, buy the car back and keep driving it as it is.
My neighbor had a pretty good hit on the left front in his 84 300CD. they of course totalled it, so he bought it back for $500, had the frame pulled, welded in new inner fender sheet metal, headlight frames, radiator cross support, left and right fenders, hood and has the whole car repainted. It looks and drives like new again. Of course it cost him more than the car was worth or what they gave him for settlement, but he's not typically one to listen to advice of others
Yours seems minor enough to keep on going as it is. Maybe you can practice a little body work on it.