What is your philosophy about lending or giving money to relatives who ask?

Moreover, what if the relative is clearly broke......but continues to shop as if there is money. Clearly, there is a priority issue here. Is it my place to point it out?

I don't like to lie and say that I have no money to lend, no money in the budget, no disposable cash, etc. when there is. However, telling them off and telling them how it is will cause hard feelings in the long run.

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Jennifer
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