Like wild fire. Less than a year ago or even six months I could not find an attorney to litigate CR and Debt issues for my clients, I now get several solicitation calls a week.

When my wife was in college her checkbook was stolen. The thief (as they often do) went straight to Wal Mart and wrote some checks, the last of which bounced because she stopped payment. Wal mart sent a nasty gram. Her father (who owns the bank) put together a document package from the bank including the security tape from Wal Mart and Wal mart said ok, we are satisfied. Five years later my wife found herself in the unfortunate position of having to go to a Sam's Club. She wrote a check and they wouldn't take it. Reason--Wal Mart had black-balled her in their system. A credit check then revealed that they had turned it into all three credit reporting agencies. Cost 'em $16K for dat.