Does Auto Insurance in CA still use address as a factor for rates?

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1992 Mercedes-Benz 400E
2002 Mercedes-Benz ML500

Some do. I believe Geico uses the address. Though some companies use the home address while others use work address.

I'm not a fan of using credit score for determining insurance rates...you'll know which companies do this when they ask for an authorization to pull credit history.

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1982 240 D, 308,000 - 321,127 miles (sold)
1982 300 TD,166,500 - 226,000 miles
1998 E 320, 120,000 - 144,000 miles
2005 C 230 K, 26,000 - 77,000 miles (sold)

Yes, based off Zip Code.

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-Justin

91 560 SEC AMG - other dogs dd
01 Honda S2000 - dogs dd
07 MB ML320 CDI - dd
16 Lexus IS250 - wifes dd

it's automatic.

1. Annual miles driven

2. Years licensed

3. Driver Safety record (DMV)

Frequency and severity of loss as characterized by geographic territory is another actuarial factor that is considered also.

Consumers pay higher premiums where there is a higher risk of loss.

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1991 560 SEC AMG, 199k <---- 300 hp 10:1 ECE euro HV ...

1995 E 420, 170k "The Red Plum" (sold)

2015 BMW 535i xdrive awd Stage 1 DINAN, 6k, <----364 hp

1967 Mercury Cougar, 49k

2013 Jaguar XF, 20k <----340 hp Supercharged, All Wheel Drive (sold)