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  #16  
Old 04-21-2008, 02:06 PM
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Quote:
Originally Posted by rs899 View Post
Maybe I am missing something (I don't know much about mortgages as I never had a "real" one), but why do you really care enough to bother with changing?

As long as you make your payments, what's the diff? You have a contract (which I do know something about) that's not changed other than having been assigned to someone else.
True, your contract is still in force, but they can still jerk you around with the escrow. Try to stay local/CU if their fees and rates are acceptable.

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  #17  
Old 04-21-2008, 02:21 PM
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Spending money on a refi for the sake of nothing is stupid, your mortgage and escrow agreements are signed the day you close your loan...if you make you payments nothing changes.

Don't be stupid because of internet complaints which you will find regarding every company, nobody writes love stories.
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  #18  
Old 04-21-2008, 02:44 PM
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I wanted to get an opinion and I did. Thanks

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