What do you mean squeezed?

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1984 300SD Orient Red/ Palomino
1989 560SEC
2016 Mazda 6 6 speed manual
1995 Ford F-150 reg cab 4.9 5speed manual

Some are refusing to take debit cards as a means of payment/reservation.

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1980 300TD-China Blue/Blue MBTex-2nd Owner, 107K (Alt Blau) OBK #15
'06 Chevy Tahoe Z71 (for the wife & 4 kids, current mule) '03 Honda Odyssey (son #1's ride, reluctantly) '99 GMC Suburban (255K+ miles, semi-retired mule) 21' SeaRay Seville (summer escape pod)

What would be a good credit card to have?

Why is Capital One so bad?

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1984 300SD Turbo Diesel 150,000 miles

OBK member #23

(\__/)
(='.'=) This is Bunny. Copy and paste bunny into your
(")_(") signature to help him gain world domination

Sounds pretty stupid. I guess it assures them they will get paid by visa while visa hunts down the cardholder? I'd just tell the hotel I'll spend my money somewhere that will take my money. Luckily I have not had a problem using my debit card anywhere.

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1984 300SD Orient Red/ Palomino
1989 560SEC
2016 Mazda 6 6 speed manual
1995 Ford F-150 reg cab 4.9 5speed manual

One of the worst.

Many companies are not allowing debit cards, over the last 6 months I've encountered several hotels, rental car companies and gas stations don't allow debit cards.

Store cards are the easiest way to build credit. And you get 10% off whatever you're buying for signing up!
Mine was a Sears card, which I never used after. A year or so later it turned into a Discover card, so I used it for a few months before getting a different card. A couple years after that, it turned into a Discover platinum, which I never used.

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1984 300TD

Those store cards are the ones that charge astronomical intrest rates! I think I remember reading somewhere that Victoria's Secret does not schedule their staff on how many bras they sell, its by how many credit cards they get people to sign up for. The person who sells the most credit cards get the most hours.

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1984 300SD Orient Red/ Palomino
1989 560SEC
2016 Mazda 6 6 speed manual
1995 Ford F-150 reg cab 4.9 5speed manual

OK so is there any reason why Capital One is one of the worst?

What are some good card companies?

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1984 300SD Turbo Diesel 150,000 miles

OBK member #23

(\__/)
(='.'=) This is Bunny. Copy and paste bunny into your
(")_(") signature to help him gain world domination

I would think if you are gonna get a credit card get one from a good bank like USAA, not chase or citi.

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1984 300SD Orient Red/ Palomino
1989 560SEC
2016 Mazda 6 6 speed manual
1995 Ford F-150 reg cab 4.9 5speed manual

Question for the Don...
Is your bank a local bank, or one of the mega banks? Local banks often have discretion in these matters; you can go in, sit across the desk from someone and talk with them about your situation. In the maga Banks its often some nameless, faceless dip***** junior account manager in Buffalo who denies your application because it didn't fit his criteria that some other nameless, faceless junior account manager gave him.
Deal locally.
( Ask me how I feel about mega banks)

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1982 300SD " Wotan" ..On the road as of Jan 8, 2007 with Historic Tags

You use them once or twice and never carry a balance on them.

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1984 300TD

About 2 weeks ago I was with my g/f down in Century City/Beverly Hills and we went to a nice mall there and I bought her two dresses we liked, and the Bloomingdale's clerk said we will give you 10% off if you apply for our credit card.


I said WTH and did it.


The bill came the other day.


It said the APR if you pay LESS than the minimum amount is 219%.



You heard me.


Two hundred and nineteen percent.


UFB.


EFF that place. I am going to pay that one in full, close the account, tell all my friends, and NEVER buy anything there again.

A copy of the bill is going to my congressman, what Obama did was just a start, this goes so far beyond greed it is stupendous.


It was a weird experience, they began jumping up and down when I tried to take a pic. of the gf in the dresses. Said it's not allowed!!!! LOL Afraid I will sell pic's to counterfeit dress makers in the 3rd world.


I hate shopping anyway.

Bloomingdale's APR is 24%. Pretty big stroke, if you ask me.

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1991 560 SEC AMG, 199k <---- 300 hp 10:1 ECE euro HV ...

1995 E 420, 170k "The Red Plum" (sold)

2015 BMW 535i xdrive awd Stage 1 DINAN, 6k, <----364 hp

1967 Mercury Cougar, 49k

2013 Jaguar XF, 20k <----340 hp Supercharged, All Wheel Drive (sold)

Joe 2 ideas:

1. Have your parents co sign.

2. What about a line of credit to build your credit? Listen to this, say you have $5k in the bank. Go to them and ask for a line of credit at say $2,500, secured by your $5k. Interest should be far lower than a CC. Don't spend the $2,500, just pay the line off after say 6 months.

Might be a cheap way to build your credit. What should a line of credit be at a bank these days 4 or 5 percent? Cheaper than a card.

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2006 CL500
1969 280SE
2023 Ram 1500
2026 Genesis GV70
2007 Tiara 3200

Oh I hate store cards with a passion.

Home Depot had a store card sign up booth the other day, and just for fun I asked about it. They had some super low intro rate which I forget now, but after that I was like whats the rate? The lady was like 22%!

OTOH what a fantastic way to lend money in a legal manner! 22% is a fantastic ROI.

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2006 CL500
1969 280SE
2023 Ram 1500
2026 Genesis GV70
2007 Tiara 3200