I believe various home owner insurance companies will rate up a policy if the home owner has a pit. A pit attack which results in injury or death is a personal injury lawyer's dream come true.

Yup, and the insurance companies don't pull those rates out of their butts either. They're statistically based. Beady-eyed little actuaries spend all day running programs analyzing risk data. The insurance co's and the lawyers don't give a rat's a$$ WHY pits attack and maim/kill more often, they just know they DO. GEICO has questioned me at length about my dogs, but the breed isn't on their list so they don't ding me. I never should have referred to them as guard dogs. My bad.

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though I haven't checked into jury awards for deaths which results from a dog attack, I'm sure the jury award can be substantial. in the case of my neighbor who was 78 years old at the time he was bitten on the femoral artery by a pit, I knew his daughter and had her father suffered permanent injury or death she would have hired the best personal injury lawyer to sue the owners of the pit bulls. She would have ultimately owned the house, cars, furnishings and bank accounts of the owners of the pits.

pits are a financial disaster waiting to happen. thanks, but no thanks.

There are three breeds which will jack one's HO policy, pits, German Shepherds, and I believe the other one is Huskies, if I remember correctly.

yeah, the insurance companies have a list of most dangerous breeds which they use to rate up the policy. if the home owner's pit causes injury or death to someone, the insurance company may terminate or non-renew the policy. then, the homeowner is non insurable which is not a good thing.

a good PI lawyer will not only go after the homeowner's insurance policy, they will get a judgment and then garnish wages, seize cars, etc etc. it can get nasty real quick, especially if the pit killed someone important. he**, it can even go criminal.

when you think about it, the homeowner insurance companies could bring this to a halt. simply stop insuring the homes of pit bull owners. call it an "uninsurable risk" similar to declining insurance to a driver convicted of multiple DUIs.

I think it might help but some of the people owning pits will just lie about it to the insurance company. Then of course the insurance company is off the hook if a mishap occurs.

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not a good place to be; if the pit injures or kills someone, the victim's family can sue the pit bull owner and the insurance company won't pay a dime. then, it's time for wage garnishments, asset seizure, etc etc.

I'll never forget the conversation I had with one woman who had 127 stitches in one leg over a pit bull incident. She had known the dog for seven years and had never had a problem. She told me the dog had NEVER acted violently towards anyone. The dog's owner went on vacation and had asked her to feed the dog. Days 1 - 3, she put the food bowl down, patted the dog on the head and the dog wagged his tail and began to eat. Day 4 was an entirely different story; she put the bowl down, patted the dog on the head and then turned to leave. She took five steps and heard the dog coming for her. A scary animal, especially if there are children involved.