In case you missed it: Wells Fargo is going to "test market" charging a fee for anyone that has an ATM card. If you have a checking/savings account with them in one of their "test" states, you will be charged $3 a month for the priviledge of having an ATM card: regardless of your use of that card or their machines!!

They want YOU to make up for the fees they lost when the government put a restriction on the excessive fees they charge for their accounts. What are the chances that the other banks will follow Wells Fargo if this new scam is successful?

You might want to investigate your local credit union, and move any savings/checking account you have with a big bank into the credit union. They are member owned, pay only the staff and members, and should have free ATM's.

In addition, you will be keeping the money within YOUR community and it will be put to use there.