Originally Posted by TX76513

I am going to assume you are a healthy young man Forget HSA if you don't have consistent medical problems they are like overpaying taxes so you get a check from the IRS each year. Look into a Mini-Med policy or a catostrophic health plan. These generally don't take care of Dr. visits but if you were in a serious accident would shield you from the brunt of health care expenses. Call your local BC BS office (dont call an agent) and inquire about such. We offer 3 plans with our company and encourage everyone to have some coverage. Our plan 3 is $8 week Blue Cross with Rx. Very popular with the young healthy workforce we have.