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  #1  
Old 11-08-2005, 11:09 AM
GottaDiesel's Avatar
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Quote:
Originally Posted by TX76513
I am going to assume you are a healthy young man Forget HSA if you don't have consistent medical problems they are like overpaying taxes so you get a check from the IRS each year. Look into a Mini-Med policy or a catostrophic health plan. These generally don't take care of Dr. visits but if you were in a serious accident would shield you from the brunt of health care expenses. Call your local BC BS office (dont call an agent) and inquire about such. We offer 3 plans with our company and encourage everyone to have some coverage. Our plan 3 is $8 week Blue Cross with Rx. Very popular with the young healthy workforce we have.

Can you explain this more?

Is it actually called "Mini Med"? Do you have an actual name for the policy?

Thanks,

Pete
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  #2  
Old 11-08-2005, 11:22 AM
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Location: Brandon, Mississippi
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Mini Meds are offered by most major medical companies and TPA's. Wise-Benifit is one of the larger marketers (Brokers) of these plans and most the states. Mini Meds is trade jargon for this type of insurance. Wise Benifit's web site will give you an idea of how they work - remember they are a broker and they charge for telling you what you now know. Save dollars and go to major insurance companies direct - you don't need an agent if you were to file a claim it will be with the insurance carrier not the broker. Google mini meds and you will find a months worth of reading.
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Last edited by TX76513; 11-08-2005 at 11:42 AM.
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  #3  
Old 11-08-2005, 11:44 AM
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Join Date: Aug 2003
Location: Northern VA
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I'm 40 and am in great shape.

I have a high deductible because I don't expect to get sick anytime soon.

My monthly cost is about $130.

I set up the policy myself as I'm self employed.

Check out Unicare. The offer insurance in CA too.

Here's the link to Unicare:
http://www.unicare.com/home.html
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  #4  
Old 11-08-2005, 04:14 PM
GottaDiesel's Avatar
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Quote:
Originally Posted by sfloriII
I'm 40 and am in great shape.

I have a high deductible because I don't expect to get sick anytime soon.

My monthly cost is about $130.

I set up the policy myself as I'm self employed.

Check out Unicare. The offer insurance in CA too.

Here's the link to Unicare:
http://www.unicare.com/home.html

I would love that deal. Looks like they only do Dental for people in my age range in NJ. Or am I reading something wrong?
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  #5  
Old 11-08-2005, 04:15 PM
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Me and my wife both pay $200 a month (for the 2 of us) for a PPO plan with a low deductible....but then its not a private individual plan.
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