Quote:
Originally Posted by ForcedInduction
Bull schisse. If they have to pay they will get you back for it eventually.
If you can avoid EVER contacting the insurance company for ANYTHING other than paying your bill you'll be better off in the long run. Pay to fix the windshield yourself.
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These are factually incorrect statements.
If you have full glass coverage on the vehicle..........there is nothing to present other than the fact that the glass is cracked. They always cover it.
No, you won't suffer any penalties for submitting a single claim. The problems come into play when you submit multiple claims within a specific time period. In NY, it's three claims in 18 months. The amount of the claim is not relevant. You could submit two claims for glass and one for a tow (if you have towing coverage) and they'll drop you if the claims were within 18 months.
Know the game......and use it. I get a new windshield every three years or so. In that period of time, I sent them over $7K. Do you think they are concerned about a $1000. payback to me?