I have a customer who is proud of passing the Michigan drivers test.

http://www.michigan.gov/documents/ROAD_SKILLS_TEST_STUDY_GUIDE_05-02_21935_7.pdf

He only took the test 44 times to pass.
He has 9+ minor accidents per month, totals several cars each year, and bought a law firm to deal with those pesky legal matters..

I think of him every time I see one of the Allstate mayhem commercials.

Dean Winters in Allstate Insurance commercial - YouTube

https://www.youtube.com/watch?v=vtP-S9OS0o0

https://www.youtube.com/watch?v=ivijpeZw6EQ