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  #1  
Old 04-10-2006, 07:34 PM
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Join Date: May 2005
Posts: 992
advise

I drive an 83 300sd.... diesel 10 years ago i was paying
25 bucks a month for car insurance on 2 cars... today i pay
140 per month on one car and i am a single guy with no accidents
or tickets... living in kentucky.... so i own about 6 cars and
i went to add another car and they want to charge me an additional
250 per 6 mos... about 40 bucks more a month.... so there
is now way i want to pay 40 buck more per month per car... so
what do you guys do that have more than one car...

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  #2  
Old 04-10-2006, 07:41 PM
Cabernet red, actually
 
Join Date: Jan 2006
Location: Willamette Valley, OR
Posts: 503
Have you shopped around for different insurance? Seems like when you own so many cars it would be less, not more, per car because you're ostensibly driving each one of them less.

What ins. company is it, if I may ask?
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1985 300D Turbo, CA model
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  #3  
Old 04-10-2006, 08:16 PM
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Posts: 992
i have

i have allstate.... but kentucky is messed up we have a law
that says they have to replace all cracked windows for free so we
really get ripped for car ins....

i know there are people who collect cars and drive a different one every day.. there has to be a way to get car insurance and not get ripped off
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  #4  
Old 04-10-2006, 08:22 PM
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To have my sd added to our AAA insurance, (liability only) it cost a grand wopping total of 50 bucks..............a year.
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  #5  
Old 04-10-2006, 08:41 PM
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Join Date: May 2002
Location: Blue Point, NY
Posts: 25,396
Quote:
Originally Posted by blueranger
... so
what do you guys do that have more than one car...
BEND OVER.

These three plus a Dodge van..........$2800. per year.........
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  #6  
Old 04-10-2006, 08:50 PM
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Location: Santa Rosa, CA
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Whoa Brian, that's probably worse than what a 18 year old would pay for a new Corvette Z06
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  #7  
Old 04-10-2006, 08:53 PM
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Call Liberty Mutual they will give you a discount if the car is not used to drive to work AND will give you an additional discount if you put less than 3000 miles a year on a car. good luck!
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  #8  
Old 04-10-2006, 08:58 PM
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Quote:
Originally Posted by Ara T.
Whoa Brian, that's probably worse than what a 18 year old would pay for a new Corvette Z06
........you might be right.......but.........at least I have four of 'em.
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  #9  
Old 04-10-2006, 09:17 PM
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Location: The People's Republic of Arlington, VA
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Liberty Mutual eez goood!

I had Travelers for about 25 years. Then switched to LM and saved 50% on my car insurance. Just switched homeowners to LM and saved 35% on that. Check them out.
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  #10  
Old 04-10-2006, 09:46 PM
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Posts: 5
I would recomend Geico if they are available in your state. I have at any given time from 3-6 cars + harley. They are without exception the lowest. They have pretty good customer service and adding a car takes generally about ten minutes. Be sure to ask for the bare minimums and add yourself that coverage that you want. They will try to load you up with a bunch of junk coverage that you will never use. All this info goes into the toilet if you have even the slightest moving violation with them. Next best with 1 ticket that I have found is State farm. Hope this helps.
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  #11  
Old 04-10-2006, 09:57 PM
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Location: Blue Point, NY
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Quote:
Originally Posted by tdiwin@lemans
Be sure to ask for the bare minimums and add yourself that coverage that you want. They will try to load you up with a bunch of junk coverage that you will never use.
.......hmm.....the bare mimimums you say.......without any coverage for uninsured motorists.......you say.

Now, what if some moron hits me and causes me to be unable to work for the next three years? He has 10/20/5 coverage. I also have 10/20/5 coverage with no additional underinsured motorist coverage.

What the hell am I going to do with $20K for the next three years if I'm unable to work??

I pay a decent amount for insurance because.......when I need it......it has to be there........my coverages are 250/500/100 with the same coverage for underinsured motorists.
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  #12  
Old 04-10-2006, 10:45 PM
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Zero
 
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Location: Milford, CT
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Quote:
Originally Posted by Ara T.
Whoa Brian, that's probably worse than what a 18 year old would pay for a new Corvette Z06

I actually got a quote for a 17 year old driving a Viper once. I don't remember the exact numbers but it was about $12k per year!


Decent coverage is expensive in New England, more so if you are under 25.
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  #13  
Old 04-10-2006, 10:57 PM
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Posts: 992
car ins

before the divorce i had a 20 year old who had
driven my car ins up to 900 dollars per month... but
now that the wife left me and I am all alone... i fell
that even 140 a month is a bit much.... I will start
calling around... i may have to move across the border
to indiana.... i here its less over there....

1996 i had 2 volvos both were 1986's and 2 drivers
(the wife and i) and we paid 25 bucks a month for car ins...

its absolutely rediclous today....
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  #14  
Old 04-10-2006, 11:24 PM
t walgamuth's Avatar
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Join Date: Apr 2005
Location: Lafayette Indiana
Posts: 38,632
i live in indiana. i am not sure what i pay, but it is enough to give pause. and the cost of plates for an old car was $25/ yr for it seems decades and now it is near $70. so it is taking a lot of the fun out of accumulating old cars, that is for sure.

tom w
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..I also have a 427 Cobra replica with an aluminum chassis.
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  #15  
Old 04-10-2006, 11:27 PM
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Posts: 992
indiana

what are you paying for ins over there in indiana....

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