There are many reasons not to just change the timing chain without checking it. The most important is what if the previous owner changed it say 10k ago? Then just a waste of money.
More important is to inspect the chain guide in my opinion. If the chain checks good. There is no really sensible option to getting a proper chain stretch reading. To be accurate you have to make sure that an offset key has not already been installed on the cam. They tell me harbour freight has a dial gauge and magnetic base for about twenty five dollars on sale. Useful for other things as well over the years.