I'm surprised that my insurance premiums are higher for my '80 Mercedes than for my '95 Explorer (same coverage). I would have thought that the Mercedes would have lower premiums.

Anybody else have this experience. I have GEICO.

Thanks,
bigmaq

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2009 R350, now the daily driver
1980 300SD, was the daily driver

My mercedes cost way lower than my brothers Land rover about $75 less. I am with statefarm. with both have the same coverage.

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Current Garage
2008 Mercedes GL320 CDI 188k mi Repair/Work in progress
1994 S350 160k mi Garage Queen & prepping for repairs
2005 E320 CDI 203k mi Healthy & Daily Driver
1994 S350 357k mi Retried as parts car
1984 300TD 214k mi Blown OM617 Poss OM603 Swap??

Sold
1987 300SDL 200K+
1994 S320 181K mi
2008 E320 Bluetec 127k mi
1999 S420 130K mi
1980 240D 360k mi
15+ Others that has come, stay and gone

GONE, BUT NOT FORGOTTEN
1995 E320 SE 220k mi
1984 300SD 350k mi

What kind of coverage? I would imagine collision would be more expensive. Comprehensive should be way lower.

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http://superturbodiesel.com/images/sig.04.10.jpg
1995 E420 Schwarz
1995 E300 Weiss
#1987 300D Sturmmachine
#1991 300D Nearly Perfect
#1994 E320 Cabriolet
#1995 E320 Touring
#1985 300D Sedan
OBK #42

Yep. Exploder's are fairly cheap to insure. I don't have full coverage on mine, so it's cheaper than the 300td. But even with full coverage I bet that it'd be a similar or cheaper premium.

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1982 240 D, 308,000 - 321,127 miles (sold)
1982 300 TD,166,500 - 226,000 miles
1998 E 320, 120,000 - 144,000 miles
2005 C 230 K, 26,000 - 77,000 miles (sold)

Mercedes are expensive to fix so if you have collision its going to cost more.

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2016 Corvette Stingray 2LT
1969 280SE
2023 Ram 1500
2007 Tiara 3200

I hve liability, personal injury protection, and uninsured motorist protection for the 420sel for a grand total of $282 every six months. I figure If I hit someone, its gonna be a total loss anyway, so why pay for the protection to get it fixed?

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1984 300SD Orient Red/ Palomino
1989 560SEC
2016 Mazda 6 6 speed manual
1995 Ford F-150 reg cab 4.9 5speed manual

Because your own insurance company may offer you more to total the car than the other guy's company. The other company doesn't want you as a repeat customer and doesn't care if they low-ball you.

My gf was tagged a few years ago by some kid in a Honda. The Honda was destroyed, but the SD was drivable but totaled. The kid's insurance company offered $1000 for the car, and would not budge from that figure. My gf's insurance company paid more than $3k for the car. She got her deductible back as well, presumably after her company sued the other.

If she had not had comprehensive insurance, she would have had to either accept the $1000 or go to court.

Hmmm. I'm not sure what my insurance company(USAA) would pay for my car, but two years ago progressive gave me 5k for my '82 300SD when my car got totalled. And believe me, it was not in good shape appearance wise.

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1984 300SD Orient Red/ Palomino
1989 560SEC
2016 Mazda 6 6 speed manual
1995 Ford F-150 reg cab 4.9 5speed manual

You mean collision right?

I'll stick to my $55/mo comprehensive coverage plan.

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http://superturbodiesel.com/images/sig.04.10.jpg
1995 E420 Schwarz
1995 E300 Weiss
#1987 300D Sturmmachine
#1991 300D Nearly Perfect
#1994 E320 Cabriolet
#1995 E320 Touring
#1985 300D Sedan
OBK #42

Yeah the Mercedes was considerably more to insure then I had expected...

It was ~$55/month for full coverage and a $250 deductible. I have liability only on it right now (not worth the extra $ for such a cheap car...) and it's still $28/month for a limited use vehicle

Just for reference... I'm 25 years old, use USAA , and have several cars on my policy. I figured they'd give me a break after raping me with $120/month on the Lotus and $180/month on the Lexus. Just for S&G's I got a quote from GEICO to see if the commercials were true... they wanted $340/month for the Lexus and wouldn't even touch the Lotus with a 10 foot pole because it's an "exotic" car

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1982 240D
2001 Ford Powerstroke (SVO converted)
2005 Lotus Elise
2008 Lexus IS-F

I have USAA too. I have comparison shopped for the heck of it and nobody even comes close. Neither of the two insurance companies I've worked at have even come close, even with the group and employee discounts.

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I never go far without a little Big Star

1994 E500 199/Gray 82k
84 300D (Salty) Orient Red/Palomino 141k
88 300CE (Ersatzhammer) 904/Java 163k -- Turbo Technics twin turbo kit, AMG Gen I body kit, Sportline steering box and steering wheel, Sportline/Eibach /Bilstein Sport/500E suspension, Quaife LSD in 210 mm diff case, Silver Arrow brakes.
88 300CE Brabus 3.6 199 on Black 44k

Some states have a thing called Collectors Car Registration. It’s not Historic Car Registration, (QQ plates), and the car only has to be 15 years old. I am allowed to drive it 2,500 miles a year max, but then again I only pay $50 a year for full coverage. Check it out.

American Collectors Insurance Company

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Toblin

'79 300D, "Liesel von Diesel", 235K

I kid proofed the house....but they still get in

I pay about $840 a year for my 300SD....with no collision insurance, but I do have vandalism/theft/act of God/Deer/Glass coverage. It already bought me a new windshield last December after a ginormous rock fell off a truck on my way home from the junk yard (of all places) and smashed it badly. I had only added the coverage 1.5 months earlier! Talk about luck. I also have a $400 head unit in my dash thats covered by that.....so I don't have to worry about it getting stolen.

My dad pays hardly anything on his cars since he has so many. I think he pays like $300 a year for his 300SD!

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-diesel is not just a fuel, its a way of life-
'15 GLK250 Bluetec 118k - mine - (OC-123,800)
'17 Metris(VITO!) - 37k - wifes (OC-41k)
'09 Sprinter 3500 Winnebago View - 62k (OC - 67k)
'13 ML350 Bluetec - 95k - dad's (OC-98k)
'01 SL500 - 103k(km) - dad's (OC-110,000km)
'16 E400 4matic Sedan - 148k - Brothers (OC-155k)

If I only drove my car to car shows, I would get that.

In CT you get "Early American" plates after 20 years, their are no restrictions and the insurnace companies don't give a damn. The benifit is your taxes go down to about $20 a year. So in the first year I save the $92 they cost me and than some.

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2016 Corvette Stingray 2LT
1969 280SE
2023 Ram 1500
2007 Tiara 3200

I believe that it was comprehensive because she was not at fault. I'm not sure. I never carry one without the other, and let the insurance company sort it out.l