The adjuster just came and he thinks it's most likely a total.
He pointed out damage to the fender, bumper, apron, and rad support. I'm supposed to get a call back in the next day or two to let me know if it's a total or not and what the next steps are. He said USAA values them by researching local listings and not from NADA or other places. There is a listing for a 1985 300TD a couple of hours from here that could throw the value lower I'm afraid. It is sold now, but was listed for $2875 on craigslist. I guess I'll see how it goes.

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"Gerwalt" 1984 - 300TD