Ain't there an area in Kalifornia that has those mudslides? I read an article where those houses are uninsurable by most private companies.

Shoot! If you want to live on the side of a hill, you probably got enough cash to rebuild anyway.

__________________
Enough about me, how are you doing?

From watching the news every spring and fall there appear to be lots of areas that are prone to mudslides. People keep building on them and then look all shocked when they're interviewed on the news after their house has just had a quick jog down the hill. They always seem to vow to rebuild. I don't think a private insurer would offer the insurance. I can only surmise that the state is footing the bill. Something which doesn't surprise me in the least here in PROK.

__________________
-livin' in the terminally flippant zone

There is no risk, they are licensed to steal from the rest of us to cover the losses. Beach, mountainside and submarine (below sea level) development are all foolish, we all pay for the view from the top.

When I was a teenager Gulf Shores was just a bunch of cheap camps. Now it is wall to wall high rise condos. The attraction is gone and it cost me more now than ever, even though I no longer go there. All of us pay more for insurance to subsidize this foolishness. By the way, we pay more for insurance here to subsidize overseas insurance so they can move all of the jobs over there.