Playing nice is a waste of time just go through the insurance company. Since its an older vehicle I'd pocket the money. I wouldn't even talk to her after the accident just the insurance company.


If it was a newer truck I'd have it fixed at a body shop of my choice and if the insurance company balked at the price sue the lady. Than she screams at her insurance company and you get paid. They always try to force you to use their often shady body shops but you don't have to.

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2016 Corvette Stingray 2LT
1969 280SE
2023 Ram 1500
2007 Tiara 3200

Considering the source, why doesn't this response suprise me

x2...I was in an accident in high school, got rear ended at a dead stop. That night I was okay, only a "bit sore", even went to play a show with my band. The next morning I was rushed to the hospital because I couldn't move. I ended up tearing almost all the muscles in my lower back. Up until very recently I still paid dearly for it with chronic back pain, the only thing that has helped is serious weightlifting at the gym.

__________________
TC
Current stable:
- 2004 Mazda RALLYWANKEL
- 2007 Saturn sky redline
- 2004 Explorer...under surgery.

Past: 135i, GTI, 300E, 300SD, 300SD, Stealth

It is nice to try to help people out. On fenderbenders it just not seem to always work out well. I learnt this the hard way. I will no longer try to be cooperative.

Tell her since there is evidence of mistrust or concern by her you are going to contact her insurance company. She probably is totally unaware of how much auto body work costs today anyways..

Wanting to send her boyfriend by was the straw that broke the camels back in your case in my opinion.. Her loss as then her insurance rates jump usually.

Part of the way she functions is why she makes 200.00 a week if true. If that was true how was she going to pay you anyways? I doubt if a single person can even exist at 200.00 per week unless they live at home.

I know I would not like to try it. Minumin wage here is greater than ten dollars per hour for a reason. You really cannot get by on less.

What is strange here now is the insurance companies do no longer want cheap repair quotes. They specify the shop you use is your choice but only the few have the the certifications they require to repair the cars.

They are the really expensive shops. This results in a lot of cars now being written off when to the average guy like myself thinks they are good repair candidates.

One in my possession now is the last car my wife had wrote off. Needs two headlights, one fender, a rad support, bumper cover, and partial paint. It has 35,000 miles so I brought it back from the insurance company and will get used parts from an auto wrecker. If I can find a black car donar It will not even need partial paint. The accident happened in the local hospital parking lot.

It is almost a rule or law. Nice guys will finish last.

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01 Ford Excursion Powerstroke
99 E300 Turbodiesel
91 Vette with 383 motor
05 Polaris Sportsman 800 EFI
06 Polaris Sportsman 500 EFI
03 SeaDoo GTX SC Red
03 SeaDoo GTX SC Yellow
04 Tailgator 21 ft Toy Hauler
11 Harley Davidson 883 SuperLow

If your deductible is 1000 and the estimate is 800, you won't be getting much, and if it's a no-fault state they won't be going after her. So why did she care if you went to your insurance company?

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1998 C230 330,000 miles (currently dead of second failed EIS, yours will fail too, turning you into the dealer's personal human cash machine)
1988 F150 144,000 miles (leaks all the colors of the rainbow)
Previous stars: 1981 Brava 210,000 miles, 1978 128 150,000 miles, 1977 B200 Van 175,000 miles, 1972 Vega (great, if rusty, car), 1972 Celica, 1986.5 Supra

Unsure where the no fault rule was found. Minnesota is no fault, Wisconsin is not. Called my insurance agent, she was on it like a bloodhound.

My insurance agent asked me if I was hurt, I explained the story. She stated if I'm still sore go in, and I'm not so I said I'm ok. She attempted to contact the other party, who then said she had the wrong number. My agent called me back, confirmed the number, looked her up in the phone book, and left messages on both machines. With my permission, she told the lady, and her boyfriend, that any further contact with me would receive harassment charges and a visit from the local PD.

My ins said to get a 3rd estimate from their 1st call shop, which I did. Their estimate included a new tire (skuffs on the sidewall) and was almost a grand... Covered all the bases that the other shops did with about 10% more for labor (without seeing or knowing about the other estimates) but offered a free rental car.

My ins contacted her ins, who stated they could not find her current policy, and will call back within 24 hours to confirm. My ins said if she's not insured, get it fixed, and they will sue her, at no charge to me.


On a side note, I finished my uncles car today, and they can stop driving their suburban around except as needed for towing.

Just another day in paradise.
Glad to be back home, and it was a beautiful day out.
~Nate

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95 Honda Shadow ACE 1100.
1999 Plymouth Neon Expresso. 2.4 swap, 10.5 to 1 comp, big cams. Autocross time attack vehicle!
2012 Escape, 'hunter" (5 sp 4cyl)

Considering the response, you must be trolling...happy hooking!

It obvious...the hate can't see through the humor...but someday, you'll get it...but I'm not going to hold my breath...neither should you...it might start smelling funny in a few days...

__________________

M. G. Burg
'10 - Dakota SXT - Daily Ride / ≈ 172.5K
.'76 - 450SLC - 107.024.12 / < .89.20 K
..'77 - 280E - 123.033.12 / > 128.20 K
...'67 - El Camino - 283ci / > 207.00 K
....'75 - Yamaha - 650XS / < 21.00 K
.....'87 - G20 Sportvan / > 206.00 K
......'85 - 4WINNS 160 I.O. / 140hp
.......'74 - Honda CT70 / Real 125
.
“I didn’t really say everything I said.”
. . . . . . . . . . . . . . . . . . ~ Yogi Berra ~

I remember something my "X" mentioned when she got rear-ended at an arterial a few years back in the W123 (while we were still married... )

The driver that R-E her came up and started screaming at her as if it was her fault that she was being too cautious about the intersection...then immediately asked that she not call the cops (a GOOD CLUE here that all is not what it seems and fairy tales will spring forth) and that she'd pay for it.

WRONG MOVE.

The "X" went into "panic-mode" when the gal started cranking on her from moment one.

Bottom line?

"X" still called the cops, cop shows up, nails "bi*ch" for driving while suspended, expired plates and a few other items we didn't care about...plus, her son was busy trying to "wipe" the back of the car off...cop gave the kid some sort of ticket...ended up hauling him off due to an outstanding warrant...sometimes, it pays to keep the mouth shut.

The insurance company (her's) ended up paying out just under $7,000.00. After the medical (yep, "X" had a panic attack, got an ambulance ride and GOOOOOOD DRUGS to get her through the week...), her attorney's bits and a bit of polish on the bumper, she had a decent payday...mid-4 figures.

In your case, it looks like she might have had insurance, but let it lapse or expire...if you're lucky, it's still in the "window" for re-instatement...otherwise...let your insurance company eat her alive...

BTW: I'm checking on the "No Fault" aspect...I'm pretty sure Wisconsin still has that on the books, but I'll stand corrected once I check with my agent later today...she's (obviously) more on top of stuff like this than I am. But then, again, I haven't had a "fender-bender" like this in a LONG time.

(DAMN IT! Now I've said it! Murphy's got my nutz and ear-hole in the cross-hairs right now!)

__________________

M. G. Burg
'10 - Dakota SXT - Daily Ride / ≈ 172.5K
.'76 - 450SLC - 107.024.12 / < .89.20 K
..'77 - 280E - 123.033.12 / > 128.20 K
...'67 - El Camino - 283ci / > 207.00 K
....'75 - Yamaha - 650XS / < 21.00 K
.....'87 - G20 Sportvan / > 206.00 K
......'85 - 4WINNS 160 I.O. / 140hp
.......'74 - Honda CT70 / Real 125
.
“I didn’t really say everything I said.”
. . . . . . . . . . . . . . . . . . ~ Yogi Berra ~

Talked with her INS agent today. She's covered, through her 90 year old mother... Who, at 58, is driving their parents car still??? Bla. She tried dodging her insurance agent, and her boyfriend picked up.

Anyways, the tone of her agents conversation changed greatly when I explained about my neck. A checks going out tomorrow, and I've been scheduled for a rental car for 2 days when the shops ready. Works for me.


~Nate

__________________
95 Honda Shadow ACE 1100.
1999 Plymouth Neon Expresso. 2.4 swap, 10.5 to 1 comp, big cams. Autocross time attack vehicle!
2012 Escape, 'hunter" (5 sp 4cyl)

Someone with such a crappy driving record that she can't get car insurance under her own name. Bet a zillion bucks that dear old Mom never sat behind the wheel of the car that hit you.

The 90's ish towncar is owned by her ex husbend, insured by her mother, paid for (guessing) by her boyfriend, and driven by her...... Dont care, least it's getting taken care of. So much less hassle once her ins knew what was going on, and that my neck was bothering me a bit. Mburg, I think your advise is sound.

~Nate

__________________
95 Honda Shadow ACE 1100.
1999 Plymouth Neon Expresso. 2.4 swap, 10.5 to 1 comp, big cams. Autocross time attack vehicle!
2012 Escape, 'hunter" (5 sp 4cyl)

[QUOTE=mgburg;2672052]Considering the response, you must be trolling...happy hooking!

It obvious...the hate can't see through the humor...but someday, you'll get it...but I'm not going to hold my breath...neither should you...it might start smelling funny in a few days... [

Highly doubt any humor was involved.

No hatred here, I enjoy the entertainment you never fail to provide.

Generally speaking you are right. Yet you have to allow for exceptions as there are quite a few. Being nice is more of an attitude or general disposition... . People do respond to it. It carries a multitude of obligations.

We do many things without compensation as our overall incomes in retirement are still far more than are required. If we were poor we would perhaps not have the lattitude to directly help people as well but our attitudes would remain. .. . Overall our general attitudes have paid off with time I feel for us in spades.

Now if we lived in a heavily populated area these attitudes would not fly. Or only fly with much greater difficulty. I really believe we would be visualised as a mark or sucker or some other uncomplementary terminology.

Remember as well most people are pretty laid back here. They are smart enough to avoid things and situations that produce stress and other undesirable effects.

Most things in life we can put some form of price on. This laid back lifestyle in the general population is one item that you cannot. It almost does not exist where we originate from. We have a minority of type A personalities.

Another aspect is it is just giving back. The area has given us a good lifestyle over the thirty five years since we arrived from the city and enabled us to prosper. The same effort expended in a large city like we came from would not have produced nearly the same results for the same effort. Far too much dog eat dog type of mentality there.. Here it's more a dog help dog type of mentality.

I do think as well that being more ruthless basically we would have aquired much more power. One reason we did not adopt that approach is knowing that we probably would get older someday. Plus I like people and so does the wife.

I always felt unhappy older people generally where that way from their own life experiences and attitudes when younger. They cannot undo their past or repair certain types of damage. Life is what you make it has a certain amount of truth to it.

We have few regrets. So we always knew we would do what it takes to not land up old and unhappy in the back of our minds.

We have just become a happy older pretty dynamic couple with the passing years. Somehow even beating the aging syndrome to some extent so far. Most our contemporaries seem very much older than us.

This is also frequently brought to our attention by others. Most want to know the secret if there is one.

Now do not get this wrong. Under certain circumstances I can still be about the toughest thing coming along the pike one wants to meet if the need is there. People really think twice about getting on the wrong side of me. Or if they do usually ultimatly they wish they had not.

Fortunatly this does not happen hardly ever where we live. I also learnt to allow for other peoples shortcomings many years ago. So basically the intent has to be there to get my serious attention.

Again fortunatly there are many exceptions to the general rule that nice guys finish last. It may require special circumstances though.

Since I do not believe in luck but I have to believe in good coincidence . Some have it obviously and it does not seem to visit others or only sparingly at best. It seems to visit us on a pretty regular basis. If this is some form of payback for our attitudes. We are indeed more than amply rewarded..