I'm a young'n, out in a real job for 2 years. Rent around here is roughly the same price as a mortgage for the size/ type of house I'd like. The problem is that since I'm paying roughly half my car's worth in rent each month, I don't have a whole lot to put into the down payment for a house fund.

Is it a terribly irresponsible idea to pull my 2yrs of retirement funds and use that as a down payment?

I'm really getting sick of living in an apartment. Granted, I've lived in much worse, but for the fortune that I'm paying I'd rather be chipping away at a mortgage for my own place than making my rental company rich. With my job and the lady's job, we're planning on being in Baltimore for at least 10 years (probably longer)

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$60 OM617 Blank Exhaust Flanges
$110 OM606 Blank Exhaust Flanges
No merc at the moment