On a serious note, Mrs. Az and I intentionally derailed our lives now to better our future. We sacrificed all of the goodies and toys and comfort for which we had worked to invest in a more secure and pecuniarily responsible life.

Delayed gratification is the name of the game, boys and girls; but I'm preaching to the choir, aren't I?

For the record, we are one year away from our first major goal. The rest is exponentially downhill.