I don't really know much about it but aren't payments reduced by whatever amount you make if you get a job?

See, that makes it a penalty to work since you can't work without spending money for food fuel and so forth.

So the system penalizes folks for working.

Unintended consequences can be killers.

Tom W

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[SIGPIC] Diesel loving autocrossing grandpa Architect. 08 Dodge 3/4 ton with Cummins & six speed; I have had about 35 benzes. I have a 39 Studebaker Coupe Express pickup in which I have had installed a 617 turbo and a five speed manual.[SIGPIC]

..I also have a 427 Cobra replica with an aluminum chassis.