I've looked at those too, but 5 years is a very long time to tie up money. I keep thinking about two year CDs, but the ROI sucks. I just don't trust the market yet, I'm not going to go near the commodity bubble, and I don't really want to get into the real estate business. The result is that I'm doing nothing; maybe I should just "invest" in a bunch of interesting cars (just kidding).