Originally Posted by Jim B.

When there is a coillision between two vehiicles both insured by the sane company, that is called in Industry jargon, A CROSS INSURED LOSS.

The collision deductible on both cars is waived. FOR BOTH parties.


The reason is simple enough. An insurance company cannot subrogate
against itself.

You are in luck since this happened to you in this case.


The insurance conpany claims adjusters have to do that.


How do I know they do?


Because I used to be one of "they".