Quote:
Originally Posted by Pavka007
I cut all my CC several years ago. Now I have only one (just in case) with a limit of $3K, that's it. I use the card once or twice a month just to keep it active and I pay in full at the end of the month. I sleep much better this way. 
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Did you know that CC companies call people like yourself and I DEADBEATS because we pay our balance in full every month?