My feeling right or wrong is that the future actual purchasing power of money held in many ways by many of us might be low. Even with the accured earnings. This in comparison to the times of investment. For example general taxation may be much higher when we want to use the funds than now.

A serious financial collapse may restore the purchasing power but like a two edged sword those investments may be hit hard then as well.

My second point is money in my opinion was not developed to use as many of us do including myself. I think times have changed but general attitudes including my own may not have changed fast enough to compensate.

Currently I see us as a consumer driven society. If and when that changes if ever there may be serious issues. There is little doubt in my mind that society in general is living beyond their sensible means currently. Or too many of them percentagewise to ignore as a factor.

There is enough wrong for example that raising interest rates to historical levels might bring the house of cards down. Or at least create fairly serious damage.. Based on this I feel that low interest rates historically are going to basically remain. What if I am wrong though?

Faith in the system to a certain point is fine. We may have reached or gone past the point where that should be looked at by the individual.

Until something happens the cost of living continuously increasing at a pretty rapid rate has to be almost a given in my mind. Attempts to keep minumin wages at a semi liveable level for example are reciently one cause of many smaller business closures locally. Five restaurants for example this month.

There is not a lot of stimulus to increase wages with so high an unemployment and welfare rate in todays society either. There are solid indicators this year that money or at least the disposable part of it is tight and may be getting more so.

I am not taking the view that the sky is falling either. Just that there are possible changes occurring that may not be for the general benefit of conservative people.