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Not only not the same - similar pattern if there happens to be one.
In this day and age, however, there really ought to be more done to protect user accounts. Benz World had a great big paddy about their service provider being hacked and all the account information being published some where for "criminals". Sure it was "just" email addresses and site passwords - still personal data which is meant to looked after responsibly.
Whether it is irresponsible or responsible or not will come down to opinion. Many more traders' site are now htpps encrypted and slowly forums are going that way too. It will eventually "look" like people are not being responsible if they too don't use https.
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