Ken330D, I mean no disrespect when I say "Good Post" .
Erikir, Remember that we have to do some generalizing when answering these questions.... and I am sure some of the Quick service places do a good job...so we were not throwing spears at you , a former worker at one of those places... and I am sure you were being observant and honest about the trans pans and filters...that is our impression of the "need for speed" those places have also....
Also, we are naturally oriented towards talking people into Doing it Themselves... LOL... what would be discuss here if the answer was always " take it to the local mechanic"....