Quote:
Originally Posted by SwampYankee
That's how I got my first. In fact, it was a fundraiser for our dorm where we got money for every application that was filled out.
6 years, 4 credit cards and $ 40,000+ in credit card debt later I decided it was time to smarten up. I'm still about a year away from paying the last remaining card off in full and it's been 10+ years.
Talk about pissing money away!  
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Dayum!
I don't know how many cards I've got (some old department store cards (never use), Home Depot, Lowes, and a gas card or two)....they all stay in the safe with the exception of three. I also have daily credit monitoring - good credit is worth protecting.
1. AMEX - Delta SkyMiles We buy
everything on this card. Pay off at end of month.
2. Mercedes-Benz Visa - In case a store doesn't take AMEX. I charge less than $100/mo so it's paid off too.
3. (Business) Visa - for business trips and expenses - paid off monthly.