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  #76  
Old 12-22-2009, 01:03 PM
mgburg's Avatar
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Quote:
Originally Posted by Craig View Post
If anyone else knows what he's talking about, could they please translate?
Do you actually have a job where you get a paycheck?

Look in the columns labled "FICA" and "Social Securtity"...

What do you see?

Deductions?

Now, what NEW COLUMN will be added to your paycheck when this "piece of work" finally gets put into law?

"Medical Insurance" maybe?

(NOTE: This post has been re-edited because it was inappropriately edited to make the original statement appear obtuse and nonsensical...whereas, it makes the editor, himself, appear childish and silly instead...)


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NOTE:

The boobermint sucks.

This statement was part of a larger post that pointed out the obvious...it has been edited by a moderator with a small and short tolerance for anything other than a sanitized "O" version of life...and as a result, he has taken the low road by making fun of a fellow OD'r on this particular thread.

Therefore: I'm making a formal protest to the webmaster to remove said moderator from this forum for fairness' sake.

He is indiscriminately (or purposely) editing posts to make the original poster look foolish. Therefore, he is violating rules that he claims he's enforcing...


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Last edited by mgburg; 12-23-2009 at 12:58 AM.
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  #77  
Old 12-22-2009, 02:02 PM
Craig
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Quote:
Originally Posted by mgburg View Post
Do you actually have a job where you get a paycheck?

Look in the columns labled "FICA" and "Social Securtity"...

What do you see?

Deductions?

Now, what NEW COLUMN will be added to your paycheck when this "piece of work" finally gets put into law?

"Medical Insurance" maybe?

.
My understanding is that neither of the current versions of this bill include any insurance that's actually administrated by the government, am I incorrect? Can you provide a reference to anything that says this bill includes provisions for a new withholding tax?

BTW, what does that have to do with "linking bank accounts"?
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  #78  
Old 12-22-2009, 02:14 PM
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Quote:
Originally Posted by MS Fowler View Post
Conversely, YOU were all so supportive the the previous administration, weren't you.
Through all the lies, fearmongering, mistakes and failed policies of the previous administration I never heard one person wishing Bush would fail.
Your side on the other hand stood by and said nothing or defended the actions of Bush and his band idiots while branding those that dissented as traitors, soft on terrorism, communists.
It's time for obstructionists to sit down and shut up.
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  #79  
Old 12-22-2009, 02:25 PM
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Quote:
Originally Posted by mgburg View Post
If the provisions for tying your bank accounts into the boobermints' hands is still in the bill, you'll notice really fast...you won't be payin' taxes...it will be gone before you even get it...your disposable income will already be disposed.

Also, as the burden shifts from the private to the public sector, your physician will be forced to either retire or get into the public sector to stay viable himself...you'll notice THAT when he stops making appointments with you or seeing you altogether.

To be totally honest though, until the two "hammered out" versions FINALLY come out of the "compromise committee" - we'll all be barking down a long, dark tunnel 'til "O" signs the damn thing, then the real fireworks will start...

Nothin' anyone promised anyone is sacred in this thing...just hope "your guy" didn't pi55 off someone on the "committee" during the final reconciliation phase of this monster...

Happy HC-Hunting everyone!

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Your bank account thing went out with the public option, try to keep up.

The big features of the current bill is 1) Everyone must have health insurance 2) Those who do not, will pay a tax penalty,which can be withheld from your paycheck or deducted from your return, the proceeds of which will go into a fund to pay for costs generated by uninsured free loaders 3) Small businesses will get a direct tax credit of 50% of their insurance costs, not a deduction, a credit applied directly to any taxes owed 4) An insurance exchange will be set up in which all insurance companies must participate, essentially an assigned-risk pool, where they agree to provide extra coverage in exchange for higher premiums. 5) Insurance companies now must spend 80% of their premium dollars on health care, not on abusive salaries and executive perks.

You right wingers just wanted this bill dead, its no wonder the final version is a complete mystery to you.

Last edited by JollyRoger; 12-22-2009 at 02:30 PM.
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  #80  
Old 12-22-2009, 02:26 PM
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Quote:
Originally Posted by Chas H View Post
Through all the lies, fearmongering, mistakes and failed policies of the previous administration I never heard one person wishing Bush would fail.
Your side on the other hand stood by and said nothing or defended the actions of Bush and his band idiots while branding those that dissented as traitors, soft on terrorism, communists.
It's time for obstructionists to sit down and shut up.
You got that right. Lead, follow or GTFO.
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  #81  
Old 12-22-2009, 02:29 PM
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Quote:
Originally Posted by Craig View Post
My understanding is that neither of the current versions of this bill include any insurance that's actually administrated by the government, am I incorrect? Can you provide a reference to anything that says this bill includes provisions for a new withholding tax?

BTW, what does that have to do with "linking bank accounts"?
Hell, man, you're talking to people who believe in "death panels", they are clueless. There are no new direct taxes in this bill. There is a tax on "Cadillac health plans", and in the House version on incomes over 500k a year. There are no new taxes for the middle class. Since the right wingers were successful at shooting down the Public Option, one thing you can be sure of is that insurance premiums will rise. There's always a "next time".
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  #82  
Old 12-22-2009, 02:33 PM
Craig
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Originally Posted by JollyRoger View Post
Your bank account thing went out with the public option, try to keep up.

The big features of the current bill is 1) Everyone must have health insurance 2) Those who do not, will pay a tax penalty,which can be withheld from your paycheck or deducted from your return, the proceeds of which will go into a fund to pay for costs generated by uninsured free loaders 3) Small businesses will get a direct tax credit of 50% of their insurance costs, not a deduction, a credit applied directly to any taxes owed 4) An insurance exchange will be set up in which all insurance companies must participate, essentially an assigned-risk pool, where they agree to provide extra coverage in exchange for higher premiums.
Thanks for the info, we can all have our own opinions but we can't have our own facts.
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  #83  
Old 12-22-2009, 02:36 PM
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Quote:
Originally Posted by Craig View Post
My understanding is that neither of the current versions of this bill include any insurance that's actually administrated by the government, am I incorrect? Can you provide a reference to anything that says this bill includes provisions for a new withholding tax?

BTW, what does that have to do with "linking bank accounts"?
The boobermint sucks.
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Last edited by Brian Carlton; 12-22-2009 at 05:16 PM.
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  #84  
Old 12-22-2009, 02:42 PM
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So cable television comes from the government?
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  #85  
Old 12-22-2009, 02:50 PM
Craig
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Originally Posted by Skid Row Joe View Post
If it's regulated, priced, created and established by the government, then it is the government.

Make no mistake - it is yet another massive black welfare hole -- same as the estimated & unfunded $100 trillion dollar liability of Medicare/Medicaid.

That's just the way it is IMO.
I think that's an oversimplification, but I understand the concern. Personally, I doubt this will affect me any more than Medicare/Medicaid does.
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  #86  
Old 12-22-2009, 04:40 PM
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Originally Posted by JollyRoger View Post
There are no new direct taxes in this bill.

There is a tax on "Cadillac health plans", and in the House version on incomes over 500k a year. There are no new taxes for the middle class. Since the right wingers were successful at shooting down the Public Option, one thing you can be sure of is that insurance premiums will rise. There's always a "next time".
There is at least one or two direct new taxes in Harry's 368 page amendment.
The 10% tax on tanining salon services and an increase in medicare tax of .2% on some high enders.

Good to be a Longshorerman, construction worker or other high risk (read union) worker. Their cadillacs are exempt.

Good to be the UConn hospital. Chris Dodd got them a 100 million construction goodie.


It is my guess that when small business sorts this out, it will have a negative impact on small business hiring practices. (Less full timers, more part timers and indy contractors.) Good tonic for the unemployment predicament we're in.


And if I don't have insurance, whether I pay the fine of $750 or not and I end up OD'ing or having a coronary, who pays? Or do they leave me outside the ER? Or do I get in line with the last 10 million uninsured who do get some sort of care at TP expense??

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"Over the weekend, Democratic leaders in the Senate introduced the final changes they had made to the bill. One amendment that rankled employers is a new rule that would allow certain employees to cash out of their employer-sponsored health insurance and use their employer’s health care money to buy insurance on their own.

Employees who spend between 8 and 9.8 percent of their income on insurance premiums would qualify for the “free choice voucher,” as it is called by the amendment’s sponsor, Sen. Ron Wyden, D-Oregon. Wyden has long favored severing ties between employment and health insurance coverage, and the amendment would allow certain employees to buy their own coverage with employer money.
Other amendments likely to be of interest to employers:

• A requirement that employers limit waiting periods before an employee can enroll in an employer health plan to 60 days or face a fine of $600 per full-time employee.

• A requirement that the secretary of health and human services determine whether contributions to health savings accounts count toward the actuarial value of a plan. This would clarify whether certain high-deductible plans would meet the legislation’s minimum actuarial value of 60 percent—meaning a health plan would have to pay 60 percent of the cost of insurance.

• A study by the secretary of health and human services of the differences between self-insured and fully insured health plans to determine whether the new health care reform laws create adverse selection—a scenario in which only those who use a lot of medical care, namely the sick and older people, sign up for a group health plan. Employer groups are concerned this study will create political pressure to prohibit employers from self-insuring.

• An increase in a payroll tax from 0.5 percent to 0.9 percent for individuals making $200,000 or more and couples making $250,000 or more a year to help pay for Medicare’s hospital insurance trust fund. Employers have criticized the amendment as a tax on small businesses structured as tax pass-through entities, such as S corporations.

• An appropriation of $200 million to small businesses that want to establish work-site wellness programs.

The Senate health care reform plan would newly insure 31 million people and reduce the federal deficit by $132 billion over a 10-year period ending in 2019. While considerably less onerous on employers than the reform bill passed by the House in November, the Senate bill would come with new employer requirements and penalties.

Employers with 50 or more full-time employees that do not offer health insurance would face a penalty of $750 per full-time employee if an employee receives a premium subsidy from the federal government.

Individuals would be required to carry insurance or face a fine."

http://www.workforce.com/section/00/article/26/89/43.php
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  #87  
Old 12-22-2009, 04:46 PM
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Quote:
Originally Posted by Craig View Post
I think that's an oversimplification, but I understand the concern. Personally, I doubt this will affect me any more than Medicare/Medicaid does.
It affects me big time. Contractors are the ones getting screwed in the current Health care market. My rates are getting jacked up all the time, and the coverage offered sucks. The exchange policies have to include all the features you find in decent policy, drug co-pays, etc, and even tho the premiums are higher, the tax credit, which applies directly to taxes owed, cuts my insurance costs to affordable levels.
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  #88  
Old 12-22-2009, 05:03 PM
Craig
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Quote:
Originally Posted by JollyRoger View Post
It affects me big time. Contractors are the ones getting screwed in the current Health care market. My rates are getting jacked up all the time, and the coverage offered sucks. The exchange policies have to include all the features you find in decent policy, drug co-pays, etc, and even tho the premiums are higher, the tax credit, which applies directly to taxes owed, cuts my insurance costs to affordable levels.
I've paid my own insurance (through my s-corp) when working as a contractor, the cost was about $1200/month for my family and I took the deduction. It was annoying, but not the end of the world. I doubt this bill would significantly affect my cost or coverage. We now have coverage though my wife's job, only a few $100/month (pretax). As I said, I don't see it as a big deal unless your uninsured.
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  #89  
Old 12-22-2009, 05:14 PM
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Quote:
Originally Posted by Craig View Post
If anyone else knows what he's talking about, could they please translate?
I've edited his posts to provide the condensed version. There is nothing more of value than the foreshortened version.

Until he offers something of value, every subsequent post will be condensed.
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  #90  
Old 12-22-2009, 05:26 PM
Craig
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Originally Posted by Brian Carlton View Post
I've edited his posts to provide the condensed version. There is nothing more of value than the foreshortened version.

Until he offers something of value, every subsequent post will be condensed.
LOL, that is certainly more concise.

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