CRS 18-1-901(3)(g) "Dwelling" means a building which is used, intended to be used, or usually used by a person for habitation.

I hope its insured.

__________________
1977 300d 70k--sold 08
1985 300TD 185k+
1984 307d 126k--sold 8/03
1985 409d 65k--sold 06
1984 300SD 315k--daughter's car
1979 300SD 122k--sold 2/11
1999 Fuso FG Expedition Camper
1993 GMC Sierra 6.5 TD 4x4
1982 Bluebird Wanderlodge CAT 3208--Sold 2/13

Was once used for habitation???

__________________
1977 300d 70k--sold 08
1985 300TD 185k+
1984 307d 126k--sold 8/03
1985 409d 65k--sold 06
1984 300SD 315k--daughter's car
1979 300SD 122k--sold 2/11
1999 Fuso FG Expedition Camper
1993 GMC Sierra 6.5 TD 4x4
1982 Bluebird Wanderlodge CAT 3208--Sold 2/13

Detached garages, tool and garden sheds, and the like are generally covered under most homeowner's policies, so long as the structure was on the property at the time of the issuance of the policy and the contents stolen weren't of such value or uniqueness that would require special or separate disclosure. For instance, a hammer would be covered, but a mult-carat, jewel encrusted 24K gold hammer would not.

The odd thing in this case is that it is a garage that is on a rental property I own. Both my home and the rental property are insured by the same company.

__________________
1977 300d 70k--sold 08
1985 300TD 185k+
1984 307d 126k--sold 8/03
1985 409d 65k--sold 06
1984 300SD 315k--daughter's car
1979 300SD 122k--sold 2/11
1999 Fuso FG Expedition Camper
1993 GMC Sierra 6.5 TD 4x4
1982 Bluebird Wanderlodge CAT 3208--Sold 2/13

Your insurance would know all of your answers.

I wonder if they already knew what was in there? Could it be someone you know?

__________________

Current:
2014 VW Tiguan SEL 4Motion 43,000 miles.

2016 Hyundai Santa Fe Sport (wife's).

Past:
2006 Jetta TDI 135,970 miles. Sold Nov. '13.
1995 E-320 Special Edition. 220,200 miles. Sold Sept. '07.
1987 190-E 16 valve. 153,000 miles. Sold Feb. '06.
1980 300-D 225,000 miles. Donated to the National Kidney Foundation.
1980 240-D manual, 297,500 miles. Totaled by inattentive driver.

That thought did cross my mind. Either they were interrupted in the act of burglarizing, are very selective in what they steal, had a full truck, or knew exactly what they wanted and only took that stuff. Not many people knew what was in that garage. In fact, upon reflection, I don't know anyone besides family members who knew what was in there.

__________________
1977 300d 70k--sold 08
1985 300TD 185k+
1984 307d 126k--sold 8/03
1985 409d 65k--sold 06
1984 300SD 315k--daughter's car
1979 300SD 122k--sold 2/11
1999 Fuso FG Expedition Camper
1993 GMC Sierra 6.5 TD 4x4
1982 Bluebird Wanderlodge CAT 3208--Sold 2/13

That sucks, hope they come back so you can shoot them next time.

Also make sure to season the crime scene a bit by putting an air soft pistol in his hand. You know.

__________________
2006 CL500
1969 280SE
2023 Ram 1500
2026 Genesis GV70
2007 Tiara 3200

I hate to hear it for you Kerry.

Good idea.

Around here the leo would advise you to defend yourself and your property as you needed to. It is 1/2 mile from my house to the gate that stays locked and there are three big dogs between here and there. The dogs are one of the best alarms you can have. As a matter of fact they provide you enough time to be selective in picking out the firearm you want to head outside with (versus picking up the one you are closest to). You never know what kinda thief meth head you are going to come accross this poor, poor area. Anyway, unless they had night vision it would be hard to maneuver around between here and the gate. Most folks are pretty scared to come down that dirt road. I guess it has something to do with the signage on the other side of the gate.

__________________
Jim

My thoughts exactly.

__________________
For the Saved, this world is the worst it will ever get.
For the unSaved, this world is the best it will ever get.

Clk's Ebay Stuff BUY SOMETHING NOW!!!

If I read the post correctly, it was your rental property's garage being burgled and not your own home's garage. The stuff stolen belonged to you and not the tenant.

Rental insurance normally does not cover owner's belongings. Not sure that you have a claim against the insurance.

__________________
Not MBZ nor A/C trained professional but a die-hard DIY and green engineer. Use the info at your own peril. Picked up 2 Infractions because of disagreements. NOW reversed.

W124 Keyless remote, PM for details. http://www.peachparts.com/shopforum/mercedes-used-parts-sale-wanted/334620-fs-w124-chasis-keyless-remote-%2450-shipped.html

1 X 2006 CDI
1 x 87 300SDL
1 x 87 300D
1 x 87 300TDT wagon
1 x 83 300D
1 x 84 190D ( 5 sp ) - All R134 converted + keyless entry.

True, but I don't think he'll be making a claim under any tenant's renter's policy. The claim would be under his own policy, issued to the property owner/landlord.

Correct. I have a landlord policy on the property where the garage is located and a homeowner's policy on my own house which does not have a garage. Both with American Family. It's an unusual situation. Not sure what will happen.

__________________
1977 300d 70k--sold 08
1985 300TD 185k+
1984 307d 126k--sold 8/03
1985 409d 65k--sold 06
1984 300SD 315k--daughter's car
1979 300SD 122k--sold 2/11
1999 Fuso FG Expedition Camper
1993 GMC Sierra 6.5 TD 4x4
1982 Bluebird Wanderlodge CAT 3208--Sold 2/13

This works!

__________________
2006 CL500
1969 280SE
2023 Ram 1500
2026 Genesis GV70
2007 Tiara 3200