~sigh~

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Sent from an agnostic abacus

2014 C250 21,XXX my new DD ** 2013 GLK 350 18,000 Wife's new DD**

- With out god, life is everything.
- God is an ever receding pocket of scientific ignorance that's getting smaller and smaller as time moves on..." Neil DeGrasse Tyson
- You can pray for me, I'll think for you.
- When you understand why you dismiss all the other possible gods, you will understand why I dismiss yours.

Right.
Ever had a life threatening asthma attack in the middle of nowhere?

What'd you do for it? Drink some tea? Eat some bee pollen?

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You're a daisy if you do.
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84 Euro 240D 4spd. 220.5k sold
04 Honda Element AWD
1985 F150 XLT 4x4, 351W with 270k miles, hay hauler
1997 Suzuki Sidekick 4x4
1993 Toyota 4wd Pickup 226K and counting

Perhaps a tongue-in-cheek reference to the way many doctors seem to be in bed with the drug company reps, and write out prescriptions at the drop of a hat that aren't really needed.

I dealt with such a doctor for a VERY short time down in San Antonio. Became pretty clear after the third visit to him - tried to write me prescriptions for everything from aspirin to Preparation H to Chantix to cholesterol meds - even though by his own admission I didn't really need any of them - along with trying to schedule every conceivable high-dollar test in the book, and insisting on scheduling monthly follow-up visits - even though I was healthy as a horse and had absolutely no medical problems.

After the third visit, when it became clear he viewed me as nothing more than a cash cow he could make money off of, I told him to eff off and found someone else.

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Just say "NO" to Ethanol - Drive Diesel

Mitchell Oates
Mooresville, NC
'87 300D 212K miles
'87 300D 151K miles - R.I.P. 12/08
'05 Jeep Liberty CRD 67K miles
Grumpy Old Diesel Owners Club

Hey, I fear I kind of hijacked this thread with my end-of-life rant. I went back to the OP and ran my numbers on the table for two empty-nesters about 60 with an income around 40K, and came away with a net monthly premium of $282. That would allow me to retire early, which I'd love to do but COULDN'T do without health insurance.

My company, in turn, could retire my prime-earnings paycheck for a younger, cheaper new hire. And a younger worker could get a good-paying job.

I suspect there are a lot of people in my shoes. If we can get out of the way for a new generation of workers, it could stimulate business and the economy.

Anybody want to guess whether the model is linear? Anybody want to guess whether that is a reasonable model? Has a gov linear model ever worked?

Because that way everyone thinks that everyone else is paying their fair share!
Of course not.
I'm sure it will some day!

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Remember, Safety Third!
'99 E300 Turbodiesel, '82 300TD, 1996 12V Cummins Turbo, '94 Neoplan - Detroit 6V92TA

National Health Care Calculator

Can anyone explain this oddity? I'm trying to figure out how the system works. It provides a subsidy for health care costs up to 400% of federal poverty level. I chose $140,000 as a figure well above the subsidy limit. With 2 old people on the plan, the cost is the full $1542. However if you add a third person ranging in age between 19 and 26, the premium drops to between $514 and $771 as the age of the youngest person increases. Why would the system reduce the cost of healthcare so substantially by adding a third young person to the policy?

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1977 300d 70k--sold 08
1985 300TD 185k+
1984 307d 126k--sold 8/03
1985 409d 65k--sold 06
1984 300SD 315k--daughter's car
1979 300SD 122k--sold 2/11
1999 Fuso FG Expedition Camper
1993 GMC Sierra 6.5 TD 4x4
1982 Bluebird Wanderlodge CAT 3208--Sold 2/13

another oddity: One 60 yr old earning $140k costs $5xx. Two 60 yr olds earning $140k and the premium jumps to $1542.

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1977 300d 70k--sold 08
1985 300TD 185k+
1984 307d 126k--sold 8/03
1985 409d 65k--sold 06
1984 300SD 315k--daughter's car
1979 300SD 122k--sold 2/11
1999 Fuso FG Expedition Camper
1993 GMC Sierra 6.5 TD 4x4
1982 Bluebird Wanderlodge CAT 3208--Sold 2/13

Obamamath for Obamacare.

140 each?

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[SIGPIC] Diesel loving autocrossing grandpa Architect. 08 Dodge 3/4 ton with Cummins & six speed; I have had about 35 benzes. I have a 39 Studebaker Coupe Express pickup in which I have had installed a 617 turbo and a five speed manual.[SIGPIC]

..I also have a 427 Cobra replica with an aluminum chassis.

Is the model linear or nonlinear?

Question answered: Nonlinear Obama Function. A NOF.

And that's all we need to know.

A NOF is a NOF.

It's not UC Berkeley, but...
CRS is the source of the link per its fine print.


http://www.fas.org/sgp/crs/misc/R41137.pdf

Family Coverage Examples

The examples discussed above for self-only coverage may be replicated for purposes of
estimating contributions and credit amounts for family coverage. Assume the annual premium for
the second lowest-cost silver plan is $13,500 for family coverage (see Table 4). A family of four
with income at 200% FPL ($44,700 for 2011), would have a required annual contribution of
$2,816 (i.e., $44,700 multiplied by 6.3%). This family would receive a tax credit of $10,684 for
that year (i.e., $13,500 minus $2,816).
Assuming the same $13,500 annual premium for family coverage, a family of four with income at
350% FPL would be required to contribute $7,431, resulting in a premium credit of $6,069.


Reconciliation of Premium Credits
Under ACA, the amount received in premium credits is based on the prior year’s income taxreturns.These amounts are reconciled in the next year when individuals file a tax return for the
actual year in which they received a premium credit. If a tax filing unit’s income changes, and the
filer should have received a higher amount, this additional credit would be included in their tax
refund for the year. On the other hand, any excess amount that was overpaid in premium credits
would have to be repaid to the federal government as a tax payment. However, ACA imposed a
limitation on the excess amount repaid for certain households. Specifically, for households with
incomes below 400% of the FPL, the amount of repayment cannot exceed $400 (joint filers) and
$250 (single filers). This amount will be indexed by inflation in future years.

140k total, not each. The calculator is definitely not linear but I can't figure out what prompts it to deviate from a line. Maybe the calculator itself is funky.

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1977 300d 70k--sold 08
1985 300TD 185k+
1984 307d 126k--sold 8/03
1985 409d 65k--sold 06
1984 300SD 315k--daughter's car
1979 300SD 122k--sold 2/11
1999 Fuso FG Expedition Camper
1993 GMC Sierra 6.5 TD 4x4
1982 Bluebird Wanderlodge CAT 3208--Sold 2/13

But none of that explains why the premium would drop from $1542 to $514 if a couple making 600% of the federal poverty level added a 20 yr old to their plan.

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1977 300d 70k--sold 08
1985 300TD 185k+
1984 307d 126k--sold 8/03
1985 409d 65k--sold 06
1984 300SD 315k--daughter's car
1979 300SD 122k--sold 2/11
1999 Fuso FG Expedition Camper
1993 GMC Sierra 6.5 TD 4x4
1982 Bluebird Wanderlodge CAT 3208--Sold 2/13

This is true. If I were interested in really drilling into this, which I am not, I would try to search HHS for some info. UC Berkeley notes it has made some assumptions and changes to the CRS model. Perhaps their programming is flawed.

Upon further review, tried HHS for some info:

"Check back in Oct. 2013."....................

Tax Credits in 2014 | HealthCare.gov

I'd take the cost calculator from UCB with a fair measure of skepticism at this point.