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Old 02-04-2022, 01:07 PM
t walgamuth's Avatar
dieselarchitect
 
Join Date: Apr 2005
Location: Lafayette Indiana
Posts: 39,098
Insurance question

So a few weeks ago I was trying to jump my Winnebago with my Dodge pickup. My driveway slopes down leading into the garage. I had the truck running in neutral being held by the parking brake. So I went to open the hood on the Dodge and pulled the brake release instead and my truck rolled into my garage door. Yikes!

So I scratched my truck, bent some lawn chairs and pushed in my garage door. The garage door will not open and close now.

So I realize now my insurance agent has been stalling talking to me because he is saying I cannot get an insurance claim if the loss is self inflicted.

I am having trouble with this concept. If I drop a cigarette and burn my house down is it not covered? This is a loss caused by my truck so it should be covered under my auto policy imho.

Any insurance experts out there?
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[SIGPIC] Diesel loving autocrossing grandpa Architect. 08 Dodge 3/4 ton with Cummins & six speed; I have had about 35 benzes. I have a 39 Studebaker Coupe Express pickup in which I have had installed a 617 turbo and a five speed manual.[SIGPIC]

..I also have a 427 Cobra replica with an aluminum chassis.
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